A truck crash is a serious matter. The sheer size and weight of a commercial truck puts the driver of a smaller vehicle at a great disadvantage. Thus causing more damage, and far more severe injuries. Yet, the number of larger trucks on the roads today somehow seems to have increased, and so too have the speeds at which they travel. If you or a loved one have been involved in a truck crash, one of the first things you should do after getting a full medical checkup is reach out to a New York City truck accident attorney. You have the right to recover compensation from the liable party, and the best way to obtain it is with legal representation. And here’s how… Are truck drivers responsible for damages when there is an incident? When a truck driver’s negligence causes an collision, they are responsible. In some cases, the company the driver works for may also be found liable. However, the drivers and the trucking companies they work for carry commercial liability insurance. This means that the insurance company would have to be the one that pays for the damages. To protect their interests, these insurance companies will do everything in their power to find a way to deny the claim, or reduce the amount that they are required to pay out for damages and losses. That is why it is essential to have an aggressive lawyer on your side. Otherwise, you may be forced to accept a low offer when the case is closed. Are there other parties who might be responsible for a truck accident? Besides the truck driver and the company they work for, other entities can be held legally responsible for a truck crash or incident. These include: The manufacturer of the vehicle or its equipment Any vendor who serves the truck company The owner of the freight being transported Whoever loaded the truck Those responsible for the maintenance of the truck Local governments or contractors responsible for maintaining and managing the roadways Any one of these parties can be held liable when there is a truck crash. A lawyer specializing in these sorts of scenarios can gather the necessary evidence to uncover who might be liable, and hold them legally responsible for their actions. How is fault determined in truck crash cases? Different kinds of evidence can be used to determine liability after a truck crash. Some evidence may include: Photographs or videos from the scene of the incident Police reports Medical records Examination of the damage that the truck and other vehicles sustained Driver’s logs Recordings from devices within the truck In some cases, your lawyer may consider it necessary to call upon a collision reconstruction specialist to uncover crucial forensic evidence that corroborates your account of the collision. According to Federal Motor Carrier Safety Regulations, truck driver logs must show the time spent driving. Your lawyer may discover that the driver had been on the road for longer than they should have. The trucking company also has records about the truck itself and the maintenance it has received, how much weight it can carry, the weight of the cargo, and other important evidence to back up your claim. What are the most common causes of truck accidents? The truck driver may be found to have been negligent if they engaged in any of the following actions: Excessive speed Fatigued driving Texting while driving Driving and eating/drinking Using alcohol or drugs while driving Other causes that may correlate or cause a truck crash may be defective components, insufficient routine maintenance, overloaded cargo, or a load that was not tied down appropriately. The truck may also experience a tire blowout, brake system failure, steering issues, or other mechanical problems. When multiple parties contribute to a crash, your lawyer can help determine who was responsible, which may result in the need to file multiple claims for compensation. Whatever the case, having a good lawyer that specializes in truck collision scenarios is vital to your safety and success.

When you take a look at your toolbox, what do you see? There are probably plenty of exceptional mechanic tools in your toolbox, such as ratchets, torque wrenches, and impact drivers. However, it can be incredibly frustrating when the repair-related truck and SUV gear you need is missing. It is imperative that you think carefully about what is in your toolbox, and what tools you might require for your next project. Take a look at the list below, because these tools should be in your toolbox, or already are, and you just can’t find them. 1. A hand saw You probably have a utility knife that you use to cut through certain materials, but what happens if you need to cut through something a bit thicker or sturdier? A hand saw can come in an array of shapes and sizes and can be used to make small cuts quickly. For example, you might be interested in a traditional hand saw, which has a blade that is approximately 2 feet long. Whereas a coping saw will be very thin, with a narrow blade that is attached at a right angle. And then there’s the old-fashioned hacksaw, which is usually used to cut through plastic and metal. Whatever you choose, make sure the saw you put in your toolbox is suitable for the task at hand. 2. Tape measure There is a saying that you have to measure twice and cut once, so make sure you have a tape measure available. Although a digital device will get the job done, a tape measure still has its place, especially since you won’t need multiple people to take a measurement. Try to avoid using fabric tape, as it will eventually stretch over time, rendering it inaccurate. Furthermore, fabric tape is a hassle to store properly and is typically not magnetized like a measuring tape. 3. An old-fashioned level… with a laser! An old-fashioned level is also important to have when amassing the contents of a toolbox. You might be tempted to use the app on your phone as a level, but an old-fashioned level is always going to be more accurate. Extremely easy to use, this makes properly hanging picture frames a cinch, especially when outfitted with a laser level. Although it may seem like a hassle to use at first, laser levels are incredibly accurate and can reduce your chances of making a mistake. 4. Sandpaper There are a lot of people who overlook sandpaper as a possible tool, but there is nothing wrong with cramming a few pieces into your toolbox. If the wall looks a little bit uneven, or if you have applied filler prior to some paint repair, you will want to smooth it out properly during the prep stage. Select a variety of different types of sandpaper in different grit levels, as it will not take up that much more additional space inside your toolbox. 5. Safety goggles and masks Even though they might not be considered tools by some, masks and goggles are very important for DIY work. Safety should always be at the top of your priority list when working with tools, for nothing ruins the day like a trip down to the emergency room. Airborne debris may seem harmless, but it can do a real number on your eyes and lungs, especially after repeated exposure.   A few more must-have tools for your toolbox Your toolbox is only so large, so you need to make sure you have the right tools on hand. When you realize that you are missing a tool, be sure to add it to your toolbox. The trick is evaluating the different options in front of you and then deciding which tool is ideal for the project at hand. Personal preference also plays a factor, so evaluate the benefits and drawbacks of each option before you decide which tools you plan to place inside your toolbox.

As the holiday shopping season pulls in with all of the torque of a turbo-diesel towing rig, truck and SUV owners turn toward thoughts of gift-giving and security. Not just for those precious presents mind you. But the securing of everyday items inside the vehicles tested and reviewed here on PUTT. In an effort to reduce the number of gifts that are “eventually relegated to the back of the closet or re-gifted later,” Tuffy Security Products has released its holiday buying catalog. Hardcore storage solutions that are engineered and built for “serious use.” Currently, the entire line of Tuffy Security Products is 11% off sitewide. Making this protective portfolio one of the most appealing security solutions on the market. Security solutions for any sleigh Starting things off is Tuffy’s line of reinforced storage boxes, which are designed to fit under the seats of a slew of vehicles. There is also a selection of portable safes, security gloveboxes, center console inserts, and specialty lockboxes constructed for safe firearm transportation on sale this holiday season. Tuffy’s laptop security lockbox has also been selected as a top shopping pick and is currently listed at 11% off on the company’s website. An ideal gift for individuals who must remain connected to their PC or Mac at all times. Measuring 18- 5/16 inches wide, 5 ¼ inches deep, and 14 ¼ inches across Tuffy’s Laptop Security Lockbox comes loaded with both 1-inch and 2-inch thick foam lining. Further protection is provided by Tuffy’s own Pry-Guard locking system, with 1/8 inch thick steel components and 10 tumbler double-bitted key finishing things off. Sitting 14 1/8 inches long, 10 5/8 inches wide, and 1 ¾ inch in height, Tuffy’s Tablet Safe is sure to be the next big item on everyone’s truck security shopping list this season. Intended for tablets, the slim 2 1/2 inches height of this security box comes packed with low-density foam inside, and a three-digit keyless combination lock outside. An additional dual-point steel cam comes standard for added security, which comes mounted above the exterior lid surface for easy access. All told, this slim locker weighs less than 7 pounds and comes with a 2-foot steel lock cable. A set of pre-drilled holes come standard to allow easy mounting on solid surfaces. And then there are the Portable Safe solutions from Tuffy. At just a fuzz under 3 pounds per unit, these portable safes make for an outstanding lockbox gift for firearm owners, as well as those who routinely transport small valuables. At just 9 ¾ inches long, 6 ½ inches wide, and 1 4/5 inches in height, this slim security option is about as low-profile as it gets. Welded from solid steel, this locking storage box secures and protects, all while still being able to be easily carried by hand, or stored on a shelf somewhere out of sight. The inside compartment of these pint-sized safes comes lined with a low-density foam to protect their contents, and is finished with compression bumpers to keep the lid vibration-free once closed. A three-digit combination lock with a two-point steel cam provides access and peace of mind against intruders. Tuffy gift ideas for everyone In addition, Tuffy Security Products offers a wide range of other durable, dependable security options for those on your holiday shopping list. From the traveling sales professional and tech connected, to the college student and outdoor explorer, Tuffy Security Products are sure to surprise and safeguard the truck and SUV driver in your life this holiday season. Protecting those valuable gifts is what this North American-made brand is all about.

Even if you have just bought a brand-new truck, there will always be the risk that a core component will suddenly fail to function. Stuck on the side of the road, with a mass recall on the horizon, and more questions than answers in mind, you stand back and assess your options. Research shows that the average cost to service and repair an automobile has grown exponentially year over year. Furthermore, only 30% of US car owners have the financial ability to fund the unexpected cost of repairing their vehicle on their own. Those who do not have the funds to cover such expenses, or are not covered under the insurance plan or dealer warranty guarantee are faced with an even tougher scenario. Fortunately, a personal loan presents a viable solution in these sorts of situations. But knowing what you are signing up for is a crucial first step. To proceed, you’ll first need to spend some time studying the terms of loan agreements (interest rates, terms, amounts, additional fees, and payments) of various lenders. However, once a lender has been chosen, you can finance your car repairs almost instantly by applying such financing to credit organizations. Here’s how it works… Online title loans for emergency financing The first lending option many people consider is Online Title Loans on Compacom. The advantage of an online loan option is that you do not have to look for a lender that suits your needs. Applying for title loans takes only a few minutes, and it can be done with any device with an internet connection, and the loan approval process tends to be very quick. So typically within a day or so you will receive the funds you need to repair your truck or SUV. Another advantage of online title loans is that you do not have to present any collateral in person to receive the loan. In the case of online lending, the appraiser merely needs a description of the object being used as collateral and a few photos of what is being offered via the electronic online application. No income verification Another option for financing your car repair is Car Title Loans with “No Income Verification.” As a rule, you do not need proof of income to receive this kind of loan. Instead, it requires the borrower to use their vehicle title as collateral to obtain the loan. If the borrower fails to pay off the loan promptly, then his car will most likely be processed and put up for sale by the lender. In the case of such lending, the risk of the lender is reduced, as they have your title as collateral. They don’t care whether you have a source of income or not. If your credit terms are violated, your debt will be covered by the proceeds from the sale of your car. So if you suddenly find yourself unemployed and in urgent need of auto repair, applying for car title loans with no income verification might be your best bet. Guaranteed funding of bad credit personal loans People with low credit scores and/or a bad credit history face a different type of challenge. Fast cash to finance vehicle repairs is still possible if you get bad credit personal loans with guaranteed approval all the way up to $5,000. In the case of such lending, the lending institution does not conduct a strict check of your credit. The only thing to remember is that due to the increased credit risk for the lender, interest rates on such loan products are higher than on other types of loans. In this case, you can always repay such a loan ahead of schedule to avoid additional fees. The big picture To repair your rig, you can always use a personal loan or a payday loan. The main thing to remember is that you have options at your disposal if you suddenly find yourself in need of additional funding for said repairs. Having a low credit score, bad credit history, or even being temporarily unemployed will not restrict your ability to get that rig back on the road. There’s a lot to know about car title loans, and a lot to beware of as well. So read up and choose a lender carefully.

Truck keys are one of those parts of a truck that are all too often taken for granted. A seemingly small portion of a pickup that has nothing to do with payload, towing, or 4×4 prowess, but everything to do with its function. You never know how important that truck key fob is until it is misplaced, malfunctioning, or worse yet, stolen. If you find yourself in need of a replacement key fob for your rig, it’s important to know how to get a fresh set in a jiffy. Here are some steps you should take when considering truck key fob replacement. Key fob stop working or missing? If your key fob is not working, the first thing you should do is check the battery. Just like any other electronic device, battery power makes the magic happen, and over time it will eventually need to be replaced. Luckily, the batteries you require are readily available at most stores and even gas stations. Just make sure the replacement has a matching battery number! If your truck key fob is missing, it can either be replaced in one of two ways: 1. Take your vehicle to a dealership that sells your make of truck or SUV 2. Calling an automotive locksmith The dealership approach The first place that most people go for replacement key fobs is the dealership where they bought their truck. It makes sense too. They are the ones with all the information required for a new unit and can program it right there onsite. Depending on the manufacturer of the vehicle, this may be your only option. Certain manufacturers embed a proprietary chip into the key fob that can only be reprogrammed at certain dealerships. Unfortunately, this can sometimes be quite pricey and may require ordering a fresh unit from the factory. Using an automotive locksmith Calling a locksmith that specializes in automotive key fob replacement is another, far less expensive option. Furthermore, they will come to you, so you don’t have to worry about towing the vehicle or catching a ride somewhere. Quick and easy, this method takes far less time than the dealership. Take companies like Auto Locksmiths for example. With their tools and experience, they can replace your missing key with one that meets your preferences, while keeping price and features in mind. Another benefit of using an automotive locksmith is that they are typically available 24/7. No need for an appointment here. Just call when you need help and they’ll come to you so that you can truck on with whatever business you have to do while they work. Check your vehicle warranty You can find out if your truck manufacturer will replace the remote or key fob if it is defective by checking its vehicle warranty. To do this, locate the warranty in your glove compartment, which has information on how to contact the manufacturer. If there is a fee for replacing the key, this will likely be listed as well. Check with your insurer Check with your insurance company to see if a missing, stolen, or defective key fob is covered. In most cases, they may only cover it if the truck itself was stolen along with the keys. So check with your insurer, because everyone’s policy is different. How much does it cost to have a key fob programmed? Since a key fob is specifically programmed to a particular vehicle, replacing one requires some programming. For this fee you can expect to pay between $50-$100, depending on the type of vehicle of course. Key fobs for newer vehicles tend to cost a bit more than older model trucks due to the amount of tech packed into them. Can the key fob be programmed without the truck? No, the truck and its keys need to be in the same area to be programmed. Since it is essentially a remote for your truck, it makes sense that you can’t do much without both the key fob and truck present. How long does it take? On average, you can expect to have a new key fob in your hand in around 30-minutes or so once programming starts. However, you will need to factor in an additional 30-minutes for paperwork, insurance mumbo-jumbo, and conversing with the technician. Still, that’s not too bad, especially if the automotive locksmith can come to you, and you get your new fob there on the spot. So yes, getting your truck key fob problem solved quickly is “key.” No one likes waiting around all day in the service department at the dealership. Truck key fob replacement is not difficult or expensive. If yours has stopped working or been lost, don’t worry! You have replacement options at your disposal that will not cost a small fortune.